Grace Period and Late Payments

Grace Period

Your grace period is a set number of days after your contractual due date when we’ll still accept your payment without charging a late fee.

  • The number of days is outlined in your Note.
  • Check your statement for the exact date when penalties and interest are added.

Late Payments

Payments are considered late, and late fees are assessed, at midnight when your grace period ends and are calculated as outlined in your Note.

  • If you may not be able to make your payment on time, please contact us and let us know.

Note: If your payment arrives on a holiday, we’ll post it to your account the next business day that we’re back in the office—but we’ll credit it for the day it arrives.

Tip: Being set up on AutoPay helps prevent late fees!

Have more questions or need help?

Give us a call during business hours.

888-464-2432United Wholesale Mortgage Support Line
Monday - Thursday7am - 8pm CT
Friday7am - 7pm CT
Saturday8am - 12pm CT